What is the difference in holding my money in a stable coin than holding the fiat currency it is pegged to

Well, over the years, it’s proven to be safer to have my money as crypto compared to having it as fiat. Having fiat in the bank is equal to giving the bank control over my money, whereas if I hold crypto, I remain in control of my money.

I choose crypto over fiat anytime but to avoid volatility that comes with crypto is why I’ll rather hold a stable coin.