Turns out I'm being sued for an unsecured debt. I did some research on this and it seems to not be common practice, but funny thing is that more often times than not, the bank wins.
Why? Because the defendant doesn't answer the summoning. This of course won't be my case, but I won't lie. This feels like a bucket of cold water.
I'm always reminded of that saying "banks never lose" but I hope that this time I'm the exception.
MenO
