To readers of my blog, I was struggling on getting a real credit card so an electronic/prepaid credit card was my alternative.
Well guess what! I got a phone call from a BPI representative. I don’t
know if she was an actual employee of BPI or if she was a call center agent. She interviewed me for several minutes and then popped the question. Do I want to have a BLUE MASTERCARD? Of course I was curious so I said yes. There were no details, nothing to sign and nothing to pay. Basically, the whole call was my application process.
I was thinking that my application would probably be denied anyway so I gave the go signal. She told me the credit card will be delivered and that was it.
Surprise! Several days later, I got a message that my application was approved and that my card was on the way. So yeah, I was excited. I wasn’t expecting much because I really did not know the credit limit of the card I was getting.
Fast forward to the day I got my card. I opened the letter and a whopping six figure credit limit popped out! HOLY C! I got a Php 60,000 credit limit! It was scary and exciting at the same time!
A lot of my friends were asking why I got a card like that because when they applied, they got denied. I told them, I didn’t apply. BPI called me!
I guess it’s probably because I’ve been using BPI express a lot. Basically this is what I’ve been doing with BPI:
Used their ATM as my savings account. I didn’t mind the 5 peso deductions every transaction.
Signed up for a BPI eMastercard
Purchased stuff using said prepaid credit card
I’ve been a BPI customer for some 3 years I guess. So I’m kind of happy that they gave me this Blue Mastercard.
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