Right now, my financial situation is in a very bad state, and I’m unsure whether to blame myself or just life’s circumstances. I work as a teacher, but recently, the school where I teach stopped paying my salary without any notice. This sudden stop has left me shocked and helpless. I’ve always believed in the importance of education and teaching, but now I find myself struggling just to cover basic needs.
I also run a small business on the side, hoping it would support me during hard times. Unfortunately, while it does provide for daily living expenses, there is nothing left to save or invest. Every cent earned is spent just to survive. There is no room for emergencies, and the pressure keeps growing. I’ve also fallen into debt, and now the deadline to pay is fast approaching. I feel trapped and overwhelmed by the weight of it all.
Sometimes, I think about learning new skills or finding extra work to improve my income. I try to explore different opportunities, but the feeling of being "too old" often stops me before I begin. The world moves fast, and I fear I’ve fallen behind. Despite wanting change, I often stay silent, just waiting, hoping something good will come.
Still, deep down, I know waiting isn’t enough. I need to act, even if it’s in small steps. I must find strength to ask for help, speak to those I owe, and seek better ways to earn. It’s not easy, but I believe change is still possible.
