I have been working for years to get people to adopt it as our business model, so far only 5 out of ten thousand work this way. You know if merchants are really squeamish about this, they should switch to Digibyte, almost instant, dirt cheap, going anonymous to a degree... and all on the chain, no side chains. I am looking forward to when their DigiAssets are fully deployed, people will have the fiat or crypto options.