Pension deductions are one of the most serious problems of states in the 21st century. Life expectancy for the last century has grown significantly, there are more pensioners. In some countries raise the retirement age, in others introduce additional taxes for the working population. In any case, the measures taken are not a panacea.
Especially in Russia, where there is a deplorable situation with the pension system - it's about the low quality of service, and the lack of transparency in calculating payments, and about the constant complaints of citizens. The statement that they do not live for retirement, but survive has not arisen from scratch. The original solution to the global problem is offered by the British start-up Akropolis.
What is it?
Akropolis is based in London. In August 2017, it was founded by Anastasia Andrianova, a graduate of Oxford University, who managed to work in several investment funds. For example, she co-founded Apiro Capital and held the position of managing director. She also has experience working in the crypto currency market - she was listed as an adviser to the Web3 Foundation (Switzerland) and The Bee Token (USA).
The idea of Akropolis is to bring together on a single platform ordinary users, representatives of pension funds, institutional investors and developers who offer solutions for improving the block-platform. The name of the startup comes from the Greek word "acropolis" - so in ancient Greece called the heart of the city, its core.
Akropolis should become the center of a new pension ecosystem.
How it works?
According to the organization World Economic Forum (Switzerland), 48% of the world's population that is in the "retirement age" does not receive a pension. According to analysts, by 2050 the gap between world GDP and the deficit of pension contributions will increase to five times. The global retirement crisis is the financial equivalent of global warming.
And what are the trumps for Akropolis? This is most easily understood by referring to the structure of the platform. This is how it works through the eyes of all the parties involved.
Retired people (including future ones):
- registering on the platform, choosing which personal data will be open, which ones will be private. On their provision, you can earn a little;
- internal "crypt" can be spent on premium services, although basic services for ordinary users, of course, are free;
- choose a pension fund and join the one you like. Over time, some problems emerged? Take all the capital and go to another;
- All the operations that the pension fund carries out with your money are open - you can request them at any time.
Managers, operators and fund consultants:
- they have access to a huge number of potential customers, sources of capital and useful services;
- from transactions with clients' money, funds receive a commission;
- in general, the Akropolis system should facilitate the work of the funds.
Transparency and openness are not a threat to business. Yes, and audit will be much easier - all operations are written to the blockade. No uncertainties!
Institutional investors (users with capital):
everything is simple: they cooperate with funds. Benefit is obtained by both parties.
Developers:
- API-based third-party developers will make additional applications for the platform;
- as a payment - a generous commission from Akropolis.
The current economic crisis in 2008 was hit hard by the current pension system. Problems of public pension funds - in short-sighted investments, inefficiency of the structure, plus inflation should not be discounted. As a result - all sorts of "unexpected measures" from the authorities, designed to save the situation, but in the end turning into questions and indignation of citizens.
The proliferating non-state funds also suffer from a number of shortcomings. The common misfortune is the growing distrust of the population. Meanwhile, the plan to attract new customers has not been canceled, otherwise the old will have nothing to pay.
Is it worth investing in Akropolis?
Akropolis is not a pension fund. Akropolis is a blockbuster platform that solves the problems of a modern pension ecosystem.For many its work is incomprehensible and opaque. Blocker guarantees transparency and the ability to track any transactions. In addition, the decentralized database structure is the best argument against cyberattacks.
The startup promises compliance with the legal norms established by the regulatory agencies in those states where the system will be launched. It will become an intermediary between private / public welfare structures and users.
Akropolis is not going to fight the current system. This is simply a new model, infrastructure, ecosystem. The project has already been supported by investment funds Kenetic Capital and Prime Block Capital.
Among the partners is also listed Isolas - a law firm operating since 1892.
Road map
To roll out the MVP-version of the platform Akropolis expects in the middle of this year. Testing of b2c and b2b modules, as well as applications for iOS and Android is scheduled for the second half of the year. Well, a full-fledged launch of the ecosystem will take place in 2019.
Details of ICO
- Ticker: AKT (ERC20)
- Total Tokens: 900,000,000
- Tokens available on ICO: 360,000,000
- Price of Token: 1 AKT = 0.069 $
- Hardcard: 25,000,000 $
Conclusion
Of course, the main audience interested in the "crypt" is people 20-30 years old. Pensioners will find it difficult to explain what constitutes a blockade. However, flexibility, accessibility, accountability, economic efficiency and resistance to the projected risks of Akropolis, coupled with the gradual rejection of intermediaries, should all be enjoyed. You yourself control your pension - how to express yourself even clearer? I'm an Ipshnik since 19 years, for 2015, I have so much on a pension savings account. Since 2015, this figure has not increased, despite the fact that pension contributions for the past year are 40,000 rubles. I've been thinking about alternatives for a long time, and I want to believe that Akropolis will give me such an alternative someday.
📚BitcoinTalk: https://bitcointalk.org/index.php?action=profile;u=1835919
📃WebSite: https://akropolis.io/
📃White Paper: https://link.akropolis.io/whitepaper
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📃Telegram: https://t.me/akropolis_official
📃Medium: https://medium.com/akropolis