please never forget me
There are people who meet once or twice a year.
Sean, an investment expert at the RBC Bank.
The beginning goes back five years.
When I went to the bank for about three months, the woman at the bank window offered me investment.
I heard that with the money I have now, I could make a small investment.
Not only the stock but also the investment was not interested at all.
As soon as she said she was not interested in it, a female worker at the window said a word.
" At this rate, tax money gets out of my account every year.
Wouldn't it be better to invest in tax refund? "
I stood back and thought, something was wrong.
I couldn't understand why I had to pay the tax when I put my earnings in my account.
There were various explanations, but I couldn't hear them. Why pay your taxes regularly and even your personal account?
I had only one idea.
So it was Sean who met.
Sean, who visited the bank to meet other investors, met with me to talk about the investment.
" Do you want a risky sport? "
" No. I want a risk free "
" Oh, there's something like that, but it's mostly a sport that people in their 50s and 60s are looking for after retirement. "
" Then what kind of events are there? "
After about 30 minutes of meeting, I remember probably investing about 2 million won.
There was not even an investment. It is literally the best stable investment with an extremely low risk and a very small return.
It was nothing more or less than just a way to avoid taxes.
And five years have passed.
I think it's been 10 times since I met Sean.
The most recent meeting was on January 2, just after the New Year.
There was only one reason for the early meeting.
It was because of the strong wind that shook the world, Bitcoin.
It started thinking about investing in Bitcoin around middle of December.
There has already been a great deal of talk around.
Especially in Canada, there are some news that Bitcoin will be used on a trial basis.
Expectations for Bitcoin were rising to the top.
A flood of stories
I don't listen to people around me at all, but I was really sensitive about money.
He spent about two hours a week to find news about Bitcoin and its prospects.
It was not a " stock-driven person, " but it is undeniable that he was very sensitive to the stock market.
It looked marketable.
Even if Korea were to tighten regulations, the cap on the stock market would be certain if the U.S. and China took it in.
Looking at the daily gains in stocks, I felt I had to invest now.
He quickly contacted Sean and arranged an appointment.
On the day of meeting Sean, Bitcoin was again at the ceiling.
Sean opened his mouth.
" A while ago, when I met an acquaintance of mine who asked me to buy Bitcoin.
When I asked him how much he knew about kryptocurrency, he asked me to buy Bitcoin, not Cryptocurrency.
Here's what's going on. Bitcoin is a huge buyer for people who don't even know it's a type of kryptocracy.
I also invested a little, if not a lot of money, about two weeks ago. But I invested only about 10 percent of my savings without a big risk.
Cryptocorrancy is not a staple. This is a game. Above all, there is no real value scale. It can be very dangerous.
But for the moment, there is no law against hitting the ceiling.
One of my investors has invested here since four years ago, and in recent months, there have been billions of them.
But many people think it's too late to invest now. The choice is entirely up to Min.
This is a dangerous game. So even if you invest, I think you should get about 10 % of your savings. "
A lot of thoughts were exchanged.
At the same time, he was able to purchase Bitcoin through Sean's website.
But after I heard Sean's story, I needed to organize my thoughts.
After meeting, I came back home first. I sat down for a while and put my thoughts in order.
It was the end of December.
Watching Bitcoin continue to rise, I thought I would invest in advance before meeting Sean.
Seeing him climb every day made me nervous about being late.
Rising stock. If I invested yesterday, I think I could have made some money.
Ten million won worth of money began to look funny.
Before meeting Sean, he even planned to invest in one of his three accounts, thinking it would be okay to lose 30 million won.
Money that wouldn't hurt you if you lost it.
After meeting Sean, I came back and sat down at the show party.
My thoughts have not been settled.
First, I went to a restaurant and came back home after work.
I recalled the memory of the last two weeks.
No long time was needed.
There has been no investment in Bitcoin.
There was one reason.
It was unlike me.
Thirty million won
In some ways, it can be big or small. The loss of this money is not going to change my life dramatically.
However, I was so unfamiliar with myself that I thought this 10 million won piece of money was " money I couldn't afford. "
It wasn't me.
It wasn't who I've been for over 30 years.
I want to spend whatever I want, but I have saved my spare money accurately.
I was surprised to think that it would be okay to lose 10 million won.
My image of myself thinking in just two weeks was certainly not what I remember.
So it's all over.
There has been no investment in Bitcoin.
About three weeks after meeting Sean, Bitcoin is continuing at a tremendous low limit.
Given the current situation, there is no relief at all that it is good not to invest.
It would not be a pity if Korea invested 30 million won in mid-December.
An investment of 30 million won would have generated millions of won in revenue.
But I don't think the money could have changed my life much.
If we kept holding onto the ceiling, we might have lost more than half of the money.
The only thing that is important.
I haven't invested, my life hasn't changed, and I'm living the same way I used to be. That's one thing.
It was a more meaningful experience than I thought.
The number in the account has not decreased or decreased, but it is a short experience of how a person can change with just one stock.
It was an experience worth a try. Three weeks was enough.
Today is the day to meet Sean again.
The bank has decided to transfer the 30 million won it had in its account to an existing investment account.
Low risk. Low return.
This will do.
The most important thing is that I live my life like a dog.
That's one thing.