I made quite a resolution at the beginning of the year, but to be honest, I'm not even close to starting. Not because I don't want to start, but because I started and was forced to stop. I'm finding myself in some sort of a hook and it's affecting all my plans for the year. To be honest I don't know where to start building up my plans for the year from, I don't even know where to start building up anything as I'm still overwhelmed by everything that is going on currently. I think if I am to a portion blames, I would have the biggest share as I have been making some bad decisions lately that are currently costing me my dreams for the year. The dreams and goals I had for the year 2025 had always been there, but right now that person called karma is after me.
Responsibilities I neglected last year are beginning to catch up with me. And one thing about responsibilities is that you can never hide from them for too long. For example, last year I was to purchase a hosting plan for one of my clients and I was paid in full for it, but then I got a bonus on the plan that meant I only had to pay 30% of the whole fee. After paying I kept the reminder for myself. Now the money has been long spent but I am regretting why I didn't purchase that plan at the initial price. The client had to change slightly from that plan in December, and after the change we reverted back to the original plan. All was well until I discovered that the hosting company now charged me the real amount of the initial plan because I only paid 30% which had been calculated out of the original plan. I wasn't supposed to divate for any reason from the plan I got by bonus but I did and now I will have to pay with my money.
Bad decisions like what I have mentioned above would not allow me to grow my finances this year. And I have more than 3 already that I am dealing with which has made me suspend all saving activities for the time being. I really wanted to grow my finances and invest in lots of other stuff this year, so far I have started investing but at a very slow rate and at one point, I even had to take from what I was investing to tackle urgent issues. I'm learning about the stock market though, and also doing a 6 month course on it, but then the fees are pretty high which is taking a toll on me. If things continue this way, a lot of my other plans would be affected also and I wouldn't want that. This is why I can't afford to give up and try to find a way out of all these financial mess I have put myself into.
