This is the first of may be a series,in which i will review an ICO and give my thoughts and opinion and my experience with it so let's begin.

ICO REVIEW #1- Today we will talk about Monaco, an ICO that offers free VISA card for transactions anywhere and anytime in the world with your cryptocurrency. In details-

The Monaco VISA® Card is more than your standard credit card.
Applications/Features are multiple starting by the ability to fund/spend
your Bitcoins or Ether on a physical card accepted by 30m merchants
worldwide, wherever VISA® cards are accepted, both online & offline.
The account can be topped up with Bitcoin or Ether as well as with fiat
currencies through Bank transfer or with a debit/credit card.

One of the many features of the App/Card is the Exchange money at a
perfect Interbank exchange, meaning no fees or mark-ups and this as well
while spending with your card. It means concretely an average on EUR 30-
40 on every EUR 500 spent, in comparison to high street banks.

Another outstanding fact is that are no monthly or annual fees for the

usage of the Monaco Card and no fees will be charged for global ATM
withdrawals*. There is a 1% fee for all transactions (Swipe and exchange)
for ETH/BTC. These earnings will accrue in the MCO Smart Contract, and
Token holders will have the right on it.

In order to receive the Monaco VISA® Card, it’s a simple 3 min onboarding

process including remote KYC, after downloading the Monaco App on
Android/iOS. This is the first and only universal Money App- bridging the
gap between the world of crypto and fiat currencies.

Core features:

• Spend your Ether or Bitcoin with a physical Monaco VISA® Card, wherever VISA® cards are accepted, both online & offline

• Only the exact amount that you spend with your Monaco Card will be incrementally exchanged from ETH/BTC in real-time when you swipe your card, with rest being securely stored in your wallet to which only you have access

• Exchange money at perfect interbank exchange rates using Monaco App

• Within Fair Usage Limits

• Enjoy the same perfect interbank rates whenever you spend on Monaco Card

• Send money from Monaco App in 23 currencies to 120 countries worldwide for free

• Sending money between Monaco App users is free & real-time, with the money being instantly available for the recipient on their Monaco Card

• Customer onboarding can be done entirely via the mobile App – a process taking less than 3 minutes

Now all the features are discussed according to their promotion,time for my thoughts. We know there are many others concept similar to this like bitpay card but the thing that interests me is there no fees in monaco,and you can get their blue card completely free,and even if you want to upgrade to their ruby and platinum cards it's also virtually free because only thing you have to do is hold their coins .

Their coins are valued $12.47 right and they are already trading in major exchanges like bittrex.

I already applied for my card and did some trading in bittrex with their coin as it significantly gone up recently. So my final thoughts are that this is a solid ICO you can try it out, but there is always risk in the this crypto world,so i will suggest to apply for the free card and after you receive your card then buy some monaco coins to get the other benefits.

You can apply for the card from their website i am also providing a link that will give you $10 in your card for free.

(Full disclosure- this is my invitation link so if you apply with it my queue will move up,and you will receive $10, to get the $10 you need a invitation link but you do not need to do this you can also go to their website directly and download app the but you will not get $10)
https://app.mona.co/magic/piyZ1ex98obufLxye6Wz
You need to open the link from your android or apple devices.

Please comment down your thoughts about the review and do you want to see more ICO reviews from me.

Don't forget to upvote and resteem thank you :)