Thanks for this carefully crafted comment. I think people who have money or reserves are the ones that can actually take risks without being scared if it'll work or not. That said, I also don't think it's easy to reach a place where you're actually comfortable enough to take risks too.

So at some point, even people who can afford to take risks once had a position where they couldn't afford to do so.

However, it's more uncertain for people who are putting in everything that they have without a guarantee that it might even turn out well.

I hope it turns out well for you.