I've been tallying up my HIVE account since August 2021. The graph summarizes the data.
I had borrowed $480 to buy HIVE several years ago. The light line in the chart shows the reported value of the account. The dark blue line shows the account minus the loan.
You know, I should include the interest on the loan. I probably should subtract the loan from the account total so the graph better reflects the effect of HIVE on my financial well being.
As is, the data says my account was worth $2,217 USD in August 2021 and is now worth $2,481 USD now. That is $264 in 18 months. That's $14 a month!
Of course, if I subtracted my ISP bill and time spent curating and writing posts the numbers are a little less glamorous.
I stopped the practice of powering up on #HPUD. I think it is better for users to adjust their account throughout the month. While I agree that HIVE users should power up their HIVE and alt coins, I think that making decisions based on social pressure is a bad thing.
I foolishly started putting most of my earnings into Hive-Engine in 2021.
If you were tracking transactions of the Honey.Swap account back in 2021; You would notice that a huge number of accounts were transferring their HBD earnings to Hive-Engine.
When the witnesses chose to raise the interest on HBD to 20%, the flow stopped and the value of the HE coins collapsed.
The HE coins were marginal and most poorly implemented. There is a strong argument that the collapse of HE was inevitable.
Speaking of HBD, Ausbit Bank reports that the HBD market cap is now over $10 M. Since HBD grows faster than HIVE, we should expect to see the marketvalue of HBD over 10% of the HIVE market value.
The HBD thing makes me depressed. So lets get back to the count.
I happen to have 3 accounts. My personal account is 
The reason I created accounts was because I was planning on releasing the products into the public domain and developing the products as fully opened sourced products on the great blockchain in the sky.
Thank God I didn't do that.
A person would have to be insane to develop code for HIVE. The witnesses are using the platform to secure a six million dollar loan at 20% interest.
The wintesses are paying over a million a year on this loan! Any work done to improve HIVE will be destroyed by this outrageous debt and interest.
Anyway, I might go back and finish the products as privately owned ventures.
I am currently using
As for my personal finances. I started withdrawing funds in December 2022. So, I am no longer fully powered up.
I am hoping to earn $300 this year so that I can finish repaying the money I borrowed to buy HIVE. I hope that the bold blue line in the graph rises above the light grey line. That is the break even point.
The table below summarizes my holdings. I now have 1,016,416 coins in the SteemIt/HIVE ecosystems. This increased by 14,047 coins from the previous month. The account has a reported value of $2,481.44 which is $264 higher than it was 18 months ago.
| Token | Coins | Last Month | Diff | USD |
|---|---|---|---|---|
| HIVE | 5,630 | 5,580 | 50 | $2,178.81 |
| HBD | 12 | 0 | 12 | $11.90 |
| POB | 2,655 | 2,549 | 106 | $34.20 |
| WAIV | 594 | 588 | 6 | $31.89 |
| LEO | 432 | 400 | 32 | $24.88 |
| BEE | 85 | 76 | 9 | $12.38 |
| CENT | 3,721 | 3,668 | 53 | $7.26 |
| VYB | 3,324 | 3,131 | 193 | $4.15 |
| ALIVE | 272 | 262 | 10 | $3.28 |
| CTP | 646 | 645 | 1 | $2.74 |
| PIZZA | 155 | 154 | 1 | $2.72 |
| COM | 985 | 843 | 142 | $2.69 |
| PHOTO | 1,695 | 1,171 | 524 | $2.49 |
| NEOXAG | 4,490 | 4,280 | 210 | $1.75 |
| BEER | 32 | 31 | 1 | $1.32 |
| WINEX | 27 | 26 | 1 | $1.05 |
| LIST | 1,020 | 881 | 139 | $0.76 |
| HUSTLER | 37,618 | 37,615 | 3 | $0.73 |
| MEME | 10,102 | 10,100 | 2 | $0.60 |
| PAL | 10,001 | 4,129 | 5,872 | $0.54 |
| BPC | 2,412 | 2,412 | $0.38 | |
| LASSECASH | 1,405 | 1,404 | 1 | $0.33 |
| PAY | 394,732 | 394,732 | $0.11 | |
| FOODIE | 2,343 | 2,263 | 80 | $0.10 |
| LOLZ | 20 | 20 | $0.08 | |
| BLOG | 123,032 | 123,032 | $0.05 | |
| PIMP | 12 | 12 | $0.03 | |
| SPORTS | 1,429 | 1,428 | 1 | $0.01 |
| LUV | 1 | 2 | -1 | $0.00 |
| TIX | 42,090 | 42,090 | $0.00 | |
| BHT | 5,348 | 4,384 | 964 | $0.00 |
| KANDA | 103 | 103 | $0.00 | |
| *STEEM | 413 | 410 | 3 | $80.05 |
| *TRX | 38 | 38 | $2.36 | |
| *BLURT | 1,415 | 1,413 | 2 | $7.64 |
| *PHOTO | 121,985 | 121,985 | $0.00 | |
| *DATE | 900 | 900 | $0.00 | |
| *DIAMOND | 19,551 | 19,551 | $0.00 | |
| *MEEP | 50 | 50 | $0.00 | |
| *POINT | 13,278 | 13,278 | $0.00 | |
| *BANJO | 200 | 200 | $0.00 | |
| @yintercept | 814,251 | 805,836 | 8,415 | $2,417.29 |
| HIVE | 22 | 22 | $8.64 | |
| CCC | 50,297 | 47,007 | 3,290 | $11.11 |
| POB | 600 | 593 | 7 | $7.73 |
| WAIV | 122 | 119 | 3 | $6.52 |
| VYB | 2,903 | 2,841 | 62 | $3.63 |
| WINEX | 26 | 8 | 18 | $1.03 |
| BEER | 25 | 16 | 9 | $1.01 |
| NEOXAG | 1,245 | 1,194 | 51 | $0.49 |
| MEME | 1,462 | 561 | 901 | $0.09 |
| LOLZ | 20 | 23 | -3 | $0.08 |
| BLOG | 46,921 | 46,921 | $0.02 | |
| PAY | 16,722 | 16,722 | $0.00 | |
| NFTM | 40,000 | 40,000 | $0.00 | |
| *STEEM | 68 | 68 | $13.12 | |
| *BLURT | 38 | 38 | $0.12 | |
| *PHOTO | 123 | 123 | $0.00 | |
| *ENG | 100 | 100 | $0.00 | |
| @vagabondspirit | 160,670 | 156,334 | 4,336 | $44.93 |
| HIVE | 55 | 53 | 2 | $21.40 |
| STEM | 5,356 | 4,238 | 1,118 | $7.13 |
| POB | 399 | 328 | 71 | $5.13 |
| WAIV | 43 | 42 | 1 | $2.29 |
| VYB | 1,228 | 1,144 | 84 | $1.53 |
| BEER | 26 | 25 | 1 | $1.06 |
| WINEX | 27 | 26 | 1 | $1.04 |
| BEE | 6 | 6 | $0.90 | |
| LOLZ | 21 | 21 | $0.08 | |
| MEME | 592 | 592 | $0.04 | |
| BLOG | 33,798 | 33,798 | $0.01 | |
| @irivers | 41,495 | 40,199 | 1,296 | $19.22 |
| Grand Total | 1,016,416 | 1,002,369 | 14,047 | $2,481.44 |
The picture above shows the current state of the snow pile . It is about seven and a half feet tall. It appears to be developing a pronounced north face this year.
