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I think the opposite should be true. If you're a worker (an author), you want to be able to rely on platform earnings as a wage. If you're an investor, that's not the money you need to live (I hope), and you don't need immediate access to it to pay rent.
Curator rewards, sure. That's like investment returns in that it's a direct result of the amount of money you have on the platform.
RE: What kind of powerdown option would you prefer?