HOMELEND
Web-site: homelend.io
Having a home is one of the basic human needs - a need most people are only able to afford by taking out a mortgage loan from the bank.
Project Description:
Homelend is a decentralized platform enabling the next generation of homebuyer mortgage financing. Homelend creates an interface for direct interaction between borrowers, lenders and other parties involved in the mortgage value chain.
Homelend is developing a solution that, thanks to the security and immutability provided by blockchain technology, enables investors to directly finance homebuyer mortgage loans. These loans are considered to be a very safe investment with high returns. Homelend will generate a blockchain-based, consistent, digital and secure database that will be accessible to every entity involved in the mortgage value chain, allowing all parties to avoid burdensome paperwork and significantly shorten process times.
Homelend connects borrowers and lenders in a unique way, controlled by smart contracts, without involving middlemen. Borrowers will apply for mortgage loans through Homelend’s platform. These applications will be assessed and pre-approved (or not) with the help of artificial intelligence and machine learning technology. Then, individual lenders will be able to fund pre-approved loans by buying “slices” of them. All processes will be controlled by smart contract protocols, rather than by human beings.
Token:
The name of the token is HMD. Homelend uses Ethereum wallet, compatible with ERC20. Accepted Currencies are BTC, ETH, USD. The total number of HDM tokens will be 250 million. The face value of each HMD token will be 1 ETH=1,600 HMD. Softcap is $ 5 millions. Hardcap is $ 30 millions. Anyone shall be able to participate in the Homelend ICO crowdsale, with a minimum investment of $1,000 USD. Pre-sale ends on March 01,2018. The public sale is expected to take place in August, 2018. During the TGE public sale, a discount incentive will be offered, based on the time of token purchase: First day-30%, Week 1-20%, Week 2-15%, Week 3-10%, Week 4-0%.
The distribution of tokens: Public-Sale - 36%, Pre-Sale - 28%, reserve fund -20%, advisors and bounty program-8%, founders-8%.
Data:
Partners are BrightNet, genesiszero, netObjex and Market Across. Whitepaper is available for download in English. As of June 20, 2018 in telegram – 3076 followers, facebook - 1283, twitter - 1665, linked in-39, reddit - 342, medium and bitcointalk.
Website: https://homelend.io/
Roadmap:
In 2016 the Homelend founders launch the project with the incorporation of a new company. In 2017 was a first MVP is completed, based on client-server infrastructure and was released a second MVP, based on distributed ledger technology. In 2018 was completed whitepaper, was began TGE pre-sale phase, will be conducted and completed TGE Public crowdfunding, will be completed Homelend’s beta version and development of beta versions for pooling. In 2019 will be tested Homelend’s platform 1.0 version, will begin development of smart agent for investment abilities in platform and will expand Homelend’s platform to new markets.
Team:
The team includes 20 people, which of them 9 advisors and 2 co-founders. Itai Cohen holds an MBA in Finance, a BA in Economy, and is a CPA (Israel). He has wide global financial experience, including eight years as senior manager at KPMG. He has been a team leader in complex consulting projects, including worldwide tax planning, IPOs & M&As. Netanel Bitan holds a BSc in Computer Science. He has more than eight years of experience as a senior engineer and team leader in several high-tech companies, including Perion, an Israel-based ad-tech company. He has expertise in Big Data, microservices, P2P platforms and blockchain technology.
Website: https://homelend.io/
ANN: https://bitcointalk.org/index.php?topic=3407541
Author: https://bitcointalk.org/index.php?action=profile;u=1369853
