Being present and being able to pay for the treatment is a really big deal. In this case, “doing all you can” is still doing a lot and I think it’s great your family has you to support them.

On the portfolio, I like that you are able to test out different betas so easily 😃

Longterm I would expect bonds to do better than money markets as well, so we are in agreement there.

World vs S&P would increase it from 0,67 to 0,71 - still relatively defensive but way more concentrated.

This is a very good point and the main reason I like this World ETF..... The S&P is so concentrated right now it’s mind blowing!