They've set it up like this for three reasons: 1. they use fiat savings which they liquidate while preferring Hive coins 2. they keep funds for emergency situations to do with LATAM events as they can be reached faster than we can be 3. where the funds are payment for their hours of design work any person has the right to determine what to do with those funds.

This isn't uncommon in general and its largely all tied to HIVE and HBD being trusted more than fiat and bank savings. In locations like Venezuela where you can buy anything with HBD it makes sense to hold and use it straight instead of selling. We'll be seeing a lot of that soon.

That being said, this is not a question for me but for @enrique89, he will answer it when he gets on.