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There's a method that I learnt back in the day. It's called the 10,10,80 saving pattern.
What this means is that you save 10 percent for yourself. This 20 percent should not be tampered with and if you don't trust yourself you can put it in a safe box or a Piggy bank incase you don't have a safe box.
The other 10 percent is what I give to the poor or what I put as my tithe. Incase you're a charity type of person, you can use this amount to donate to charity or like I said earlier you can use it as your tithe.
Finally, the 80 percent should be spent on yourself, family and whatever expense that might arise. But on no account should you tamper the other 10 percent as it will
If by chance, you happen to be indebted, add another 10 percent from your funds to make your balance 70 percent. It might look hard but once you implement this you'll be saving up in no time.
10 percent may seem like a small sum but over time it will be worth much
An example of how to use this savings pattern is this. If you earn $100, $10 should go into your safe box or Piggy bank, $10 should go to charity or your tithe, then the remaining $80 can be used by you. If you're indebted, deduct another $10 and give it to your creditor. You'll be left with $70 that is if you're indebted.
Rome wasn't built in a day and if you amass your 10 percent for a while you'll see that your piggy bank will become heavier in no time.
Using this method will prevent you from going bankrupt and at the same time help you attain financial stability in the long run.
