It's good to set realistic resolutions (goals) for ourselves. I gave up years ago trying to set stringent resolutions. For the past few years I just say I'm going to try to do a little better than the year previously.

If I fail in certain areas, like improving finances (as an example), then I can look at other areas that I may have improved, like gardening.

This is like a way of tricking myself into believing I'm doing better so I can't fail resolutions 😂

Just chop the resolutions to a 50% percent ratio, that's a pretty good start 😂

That's unfortunate about your drug wars misery. Maybe that's a chapter of your life that's gone for good (with the way it sounds.) Maybe selling the account is not a bad idea if it can help you move past it.

Wishing you a happy new year ahead!