Thanks @juanmolina for the contribution, i am really appreciative that you visited my post.

We should always study the limitations or conditions imposed by insurance companies within the policies you mentioned.
Not everything is rosy. Insurance companies must cover their backs, so it is not only hiring a policy, but its limits must also be studied, making comparisons with other plans until you can select the one that best suits the working and operating conditions of our bussines.

I really appreciate your contribution, insurances have their policies and this policies come with several limitations, i will be writing about this in my consequent post.

But obviously, acquiring coverage for eventualities will always be a wise decision.

You have spoken write in all of the comment. Thanks.