Greetings, friend @frederickbangs.

Thanks for sharing this article.

We should always study the limitations or conditions imposed by insurance companies within the policies you mentioned.
Not everything is rosy. Insurance companies must cover their backs, so it is not only hiring a policy, but its limits must also be studied, making comparisons with other plans until you can select the one that best suits the working and operating conditions of our bussines.

But obviously, acquiring coverage for eventualities will always be a wise decision.

Your friend, Juan.