I've been following these two - Stellar Lumens (XLM) and Ripple (XRP) and these are the majority of my cryptocurrency investments. For sure, Bitcoin will still be as the King of cryptocurrency in terms

Stellar Lumens is currently the top 6 cryptocurrency according to CoinMarketCap as of this writing. It has been gaining more and more momentum in terms of its closest competitor, Ripple. Having said that,

As the personal finance blogger at MillionaireActs.com, before I invest my hard-earned money into something, I see to it that I conduct thorough due diligence. Cryptocurrency is one of the latest craze

Acudeen has been one of the earliest fintech companies which adopted the invoice financing business model through the use of a marketplace platform. I am actually very familiar with their business model

Tron (TRX) is a blockchain-based protocol for a free content entertainment system, allowing each user to freely publish, store and own data, and in the decentralized autonomous form, decides the distribution,

Next in my cryptowatch is Ardor. ARDR is a spun off from NXT.  ARDR is a public blockchain platform that allows people to utilize the blockchain technology of NXT through the use of child chains.

Cryptocurrencies are very prone to pump and dump strategy. A lot of people will hype a particular coin causing the price of it to surge up only to dump it again when it reached its peak. This maybe a good

There comes a time in our lives when we were confronted whether to make that big purchase or not. It may be a car,  a motorcycle, a luxury bag, or simply the latest trends in technology like

'Don't put all your eggs in one basket'. This is the famous quote that we always hear when it comes to investing our hard-earned money. It talks about diversification to mitigate risks so that if one asset

You are working. You have savings. Now, you want to take out your savings in the bank and take it somewhere else to grow it because the bank is only giving you a measly interest income. There are a lot

It was widely known that a bitcoin hard fork is scheduled to happen on August 1. This has been going for years now to end the stalemate between the various parties (miners, developers, and users) which

During my financial literacy seminars, I was usually asked the question: "How can I save if there are a lot of bills to pay and other expenses and my income is not enough to support these?"... to which

Each of us has time. But not everyone of us has knowledge and money. The three constitutes what is called the INVESTMENT DIAGRAM.  TIME Every investment needs time to grow. Whether it’s few minutes

Who wants to work for the rest of their lives? I bet no one would raise their hands to say: 'Me'. Everyone wants to retire early but not everyone has the capacity to do so because of their living expenses.

When I attend personal finance seminars, the speaker was usually asked by the audience: "When is the best time to invest?" which I usually heard being answered: "The best time to invest was YESTERDAY.

Becoming a millionaire is a feat especially if you are living in a Third World Country like the Philippines. It requires hard work and discipline. Hard work because you need to do well in your job to receive

Savings is the foundation of wealth. There is only one golden rule if you want to become wealthy and that is to EARN MORE THAN YOU SPEND. No doubt about it. However, with today's consumer centric society,

How many lotto winners end up being wealthy after a several years of winning the grand jackpot?  How many celebrities did you know who, despite earning millions during their peak in show business,

Everyone wants to be wealthy but no one wants to make an effort to become one. This is the reason why a lot of people are easily blinded by 'get-rich-quick schemes'.  You probably heard of countless

Having a lot of money now does not mean that you are already rich. The next question is... for how long? You need to spend in order to live so the time period your money will last will be the ultimate