Well said. And thank you very much.

To tell you the truth, where the world is in the debt cycle, people should be thinking about tough economic times ahead. I know there's places in the world that are already in tough economic times, but global depressions and possible wars (that follow) make it worse. I don't like thinking this way, because it puts me in a bad mood, lol. But being prepared makes the pain more bearable when things do get tougher.