Very good advise and points @dumb-news.

Legacy financial systems attach one's wealth to their identity. Crypto has the option of attaching one's wealth to cryptographic keys. If people are used to the 'wealth to identity' system, which most folks are, and don't really understand the 'wealth to key' system; it behooves them to stick with the former, and use easiest custody platforms like you said. And if they can't understand those platforms, run away, run far away 😁