Take inventory :know how much you owe and try to fix your expenses. Reduce the number of things you buy that is expenses and make sure that expenses is not more than your income. You incure debt when your expenses is more than your income.
Be disciplined :when you are discipline you will not buy what you dont want. When you are disciplined you quickly apply the brake when you notice you are spending too much.
Be creative: You need more source of income to go along with the job you are doing. If you have other source of income it will help to acquire more money.
Acquire wealth and not debt.
Thanks
IAAC 166: Are you indebt | Ecency
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