When you look at the likes of Warren Buffett, they inspire people to keep saving till they are old but in reality, not all of us are blessed with amazing genes like Warren Buffett. He is so lucky that he has never encountered something that could take his life. Life is short and some people are blessed with long life but life happens to them and they end up losing their lives at the end of the day. 
Most people restrict their self from spending their money and not enjoying their lives just for them to enjoy later but they did not grow up to enjoy what they have built because death cut their life short. These are some of the things that we don’t have control over but when people talk about saving for 30 to 40 years and enjoying at the end of their life they don’t always consider all these things which may not sound has a big deal, but the truth is, it is a risk that you must always consider.
Job is another thing we don’t talk about
The people talking about you compounding your money for 30 to 40 years. They don’t always take jobs into factor because we believe that the money we always be there and we always save and compound our money but this is not the reality. The reality is that at some point you can lose your job and might not see a job that allows you to save. People don’t always put these also into a factor believing that money always comes and we always have money to save and they will give you different mathematical calculations of how You can save every month to enjoy at the end of your life.
The main reason why people choose to save their money instead of starting up a business is because they believe that 90% of businesses fail so it is better to follow a safe route instead of going for something that is most likely to fail at the end of the day But also choosing to save your money for years or compounded have his own risk and people don’t always talk about all the risk involved they give you things to hold onto and most importantly they give you hope.
Nothing is perfect
Risk is one thing people don’t always talk about even putting your money in stocks that are safe like the S&P 500 does guarantee you safe passage. We have seen a situation where equity lost over 60% of its value and an example is in 2008. It’s just surprising how they make it look as if it is safe and if you can try the Almighty formula, you will be set up for life, but it is highly risky to invest in business, and investing in anything is highly risky when you do your research, you will know that also compounding your money for years has its own risk You just have to choose your risk.
