With the increasing rate of poverty and unemployed, everyone must be ready for this situation. With this, budget formula became famous. Who doesn't know 30-50-20 of budgeting your income, 30% for savings, 50% expenses, 20% personal needs.
How are we going to spend our money is our choice. But we needed to think wise on how and where to spend it. We must remember, our expenses will always be there it depend on us how to manage it. One day millionaire should not exist at this point of our life.
Everything is bound to change!
Above photo is screenshot from Facebook
