Should I take my driver license?

I have almost 20 years old and all my friends, especially my family asked me for a hundred time why I don’t want to take my driver licence.

I'm not afraid because I don’t have trust in my abilities and just because I’m afraid of another drivers that drive drunken, are spiking on the phone, or they are not careful.

I’m afraid the most of drivers who take their drive license with bribes.

I want to take my drive license, even if I’m afraid, because is good to have it but I really have no time right now. I’m very busy with exams and in Bucharest is very difficult.