I think some glimpse of hope is coming back to a lot of people and those who are still here after this horrible bear market know that this should be rock bottom, at least I hope so.

I also think the element of surprise has vanished, and I think there are different reasons. For one, a lot of people, that used to be able to just throw away money and not having to worry about it, with a portfolio that at the time made them economically self sustainable, now are treating there stake more carefully