Hi @carolkean, thanks for stopping by, and commenting!

Maybe you already know this, but it sounds like you are logged in with your posting password, which allows you to post, comment, upvote and claim your rewards.

Financial transactions — like powering up/down, moving your HBD to savings, making delegations, etc. — requires your "Private Active Key."

I don't know how you log in, nor which front end you use, but if you're using a password minder to log in automatically (rather than a Hive-based solution like "KeyChain") you may have to log OUT and log back IN with your Private Active Key... to do anything financial. I see you have quite a few Hive and HBD "just sitting there," so you could put them to work for you. HBD in "savings" currently earns 20% interest, so your 411+/- HBD would earn you an extra $5.00/month for doing absolutely nothing!

I (@curatorcat) and the Hive Cats Community use PeakD and the HiveKeychain browser extension for all things Hive... makes it all nice and easy, and KeyChain automatically figures out which of your keys to use for what transactions... once it's set up properly!

Anyway, probably far more info than you were expecting, so I'll stop here!

=^..=