Hey @inventor16, you can safely take that part of Disclaimer away which says, you are not a crypto currency expert. 🙂
The advises you have provided are spot on and not many people I know have such in-depth knowledge.
First advise of putting your eggs in different basket holds great value for crypto currency.
Second advise of not making crypto currency investment primary is also quite true.
Keeping coins in the wallets with only you having private key is perfect.

All these points are very important to know before starting any type of investment in crypto currency.

That's why I would say, you can take that "not expert" away from the comment 🙂