Hello Friends!
One value that I think most Steemians can resonate with is the idea of FREEDOM and creating the life that you want. One way to help you reach that goal is to focus on reducing your monthly expenses. When you require less to “live” every month, there is a certain peace of mind knowing that even if you have a lower income month from your entrepreneurial ventures – you won’t have to sweat paying the bills.
By reducing your monthly expenses, it also allows you to put that money towards things that build your dream life. Whether that be investing in more cryptocurrency, or saving towards a fun adventure, or purchasing a bigger item you’ve been eyeing – finding ways to save money can really improve your quality of life.
Now, there are certain things that I have consciously chosen to spend more money on – even if they are more expensive. One of those things for me is organic food. Even though this means my grocery bill is higher than it could be, I feel great about making that choice for my health and overall wellness.
Why Am I Talking About This?
I have spent the last few years really going through each of my expenses with a fine tooth comb to see where I can make adjustments. Sometimes I realize that I can cut something out all together, or find a more reasonably priced alternative, or negotiate a better deal. There are many areas of my life in which I’ve spent quite a bit of time researching and coming up with a better solution – so I thought I would start sharing some of these with you. A few areas I have focused on include, but are not limited to:
-Cell phone bill
-Car insurance
-Groceries (yes, even eating organic)
-Eating out
-Health, wellness and beauty routines
-Clothing
-Household supplies
And so much more!
My goal with this series is to provide information on various ways that I am saving money each month. Each person will have different priorities in terms of their spending – but it should at least give you a starting point.
If saving money is something you are interested in, then I hope that this series sparks some ideas for you.
Today’s Money Saving Hack
This one may surprise some of you… but I am going to talk about utilizing your local Library. This one won’t be a game changer in your finances – but most people are not even aware of how many resources that are available to them. Many of the resources are available completely online – which means you don’t even need to go into the library to access them!
For example…
-I have an app on my phone which allows me to read hundreds of magazines for FREE each month – completely because of a partnership my local library made with this app.
-Download and listen to tons of audiobooks… completely for free!
-Check out countless book and movie titles.
When checking out a physical book or DVD, there may be a week or two wait list. If you can wait… it can definitely save you a lot of money. Most libraries have a pretty robust website and search engine so you can quickly check a title to see if your library carries it, and what the wait time would be. I honestly can’t remember the last time I bought a book or rented a movie – because my library has such a robust list of titles, they have almost everything I am interested in.
I hope you guys found this topic helpful! I’d love to hear from you if a series of this nature is something you guys are interested in learning more about. If you have specific topics that you would like to see me cover – mention them in the comments below! If it is an area that I have some knowledge in, then I’d be happy to consider it for the series.
Have a great day!
Xo, Lea
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