Seems to me to be a game changer. Although I allow for things I just don't know. Information can change perspective sometimes.
Anyway, what I like here is a bitcoin wallet and fiat currency account together. More than that though, what I am liking is that any app user, can become a teller (essentially a human ATM).
These tellers can set their own fees for use... but hey if it's at all profitable enough will want to do it to be competitive.
I don't really know enough to think it could be a disuptor of the banking system as we know it, however I highly doubt it. What I do see is a method of banking coming to areas there has never been banking.
I read somewhere once that bitcoin allowed everyone to become their own bank. I agree with that, but it also lacked a lot of fluidity for negotiation in the world. (sidenote almost used "real world", but really bitcoin IS real world now).
Am I overly optimistic about what the app can mean? Even if it winds up being another app that delivers a final, more commonly adopted version of something similar. I don't know if it's a huge need in North America, although I would certainly use it. I imagine third world developing countries could vastly benefit from convenient banking methods with some possible additional earning opportunities as well (human ATM fees).
Curious to hear any thoughts. Also I deliberately just talked about my thoughts and not go over the app itself. Leaving a link here to a site that has information on it. Wanted to maybe try and give a few thoughts before reading it. Not to influence you, but again where it isn't needed it could be easy to immediately dismiss.
https://www.cryptocoinsnews.com/bitcoin-wallet-app-abra-available-us-remittance/
Going to have to look up the codesheets again to be able to portray that prettier. Today however, I leave you raw link!
This is a screen from my phone, so you see bitcoin support as top from site didn't :)