A wife has phoned her husband and said,
- "honey, you have a big problem."
- "what is it?" asked the husband.
-"I was driving our car today and hit a Rolls Royce. The driver, a male, assessed the damage and told me how much it would cost. I of course did not have that much money, not with me, nor in my bank account. Therefore I proposed to pay with sex."
-"OK, and why did you say 'I have a big problem'?"
-"The driver is homosexual!"