I do use my credit card every month while my money earns mea yield I live on the banks money but I don’t over extend myself and make sure I pay it off every month before fees kick in I do have 55 days but I always pay within 30

Cars in its current format are not meant to be purchased by an individual it makes zero sense! It’s only good if you have a business and want to use it as a tax deduction

A home naturally we all need a place to stay but this buying a “starter” home abs then changing homes just keeps you in debt and the unrealised losses are insane

I already retain so little of my purchasing power here due to tax and inflation so I can’t afford to make mistakes like that. I have a goal and I’m not going to wreck my balance sheet for others to profit