these are some tough choices and this time I'm playing it safe with my real savings in hbd. That's the stuff I'm not messing with, but my earned HBD is a different story. My thoughts are that hive will eventually go back to $1 in a couple years if not sooner so getting 50% not compounded is a steal. But I think we will go lower still. My thing is not to be liquid like I always am and waste the opportunity.