XRP seems to be a coin that has a very divided community.
Some look at the great opportunity that taking on the banking cartel's SWIFT system will give the coin a great future.
Others question the ownership structure for a distributed system.
It is rather strange that XRP has gone against the trend to a fair degree over the last week.
This article seems to paint the bad side of the equation in yet another light, and it doesn't sound good.
The crypto world is full of brilliant people creating amazing products.
Who knows where this will end up.
Time will tell
https://cryptodaily.co.uk/2018/11/alleged-bitcoin-co-creator-believes-xrp-is-a-scam