The cyberpunks are 100% correct, BTC wasn't developed to be PART of the financial world, it was envisioned to REPLACE the counterfeit paper we call fiat 'money'.
When a PRIVATE organisation can print as much as they want at the press of a button, where is the value?
A $100 bill is worth less than $0.02 in paper and materials, yet we THINK it's worth 100 somethings.
The USA FED, is that private club, and is part of the global banking cartel.
They think that a 22T debt is OK, and has something to do with the government, who just borrow those fake 1's 7 0's and pay them back with interest.
The debt is so huge it can never be paid back, regardless of how "policy decisions" are made.
On the other hand the idea that BTC will take a few more years to be come a replacement is a fallacy, take a look at the adoption rates & public awareness growth over the last 12-18mths. This is a LOG curve, a few months used to be called a few years.