Those that currently control digital stores of 'money' ie fiat, obviously don't want to lose control of it, else they lose control of their means to control the population.
Hence we see much MSM published to sell FUD in regards to crypto.
And we see Gov's coming up with rules & regs to either ban or control crypto, typically based on the fiat based system.
Then we have the law enforcers going after those in the crypto world that the bank cartel deem to be a problem.
So as this article points out, we need to look at the crypto world as either being just a replacement digital 'money' with centralised controls, implemented by a select few, or we need to view crypto as something that belogs to the mass, without controls.
But if 'money' is to be replaced, then many big questions need to be answered, such as who & how are roads & schools paid for if the gov has no 'money' as there are no taxes possible on a system that is anon.
Who will look after the keys to the money, what if they are lost.
Slowly some of these are being addressed, but many more have yet to be contemplated by the crypto world & it's devs.
But everything is looking good so far.