So you like the decentralised concept of crypto?
But what does that REALLY mean to you & I?
Well we have our own money in our own wallets, thats a good thing. Right?
Have you ever lost your car keys? the stress is huge.
What if you lost your crypto keys?
Maybe lost your mobile with no backup
Maybe got a virus on your computer?
We all know that no-key means no access to the block chain.
Maybe the concept of a central bank, that can hold your keys securely is not such a bad idea, especially if they will insure for loss by hackers etc.
And so the wheel turns full circle?
or maybe the crypto world will come up with it's own solutions, outside of the central banking cartel?
Time will tell
https://www.coindesk.com/bank-of-america-wins-patent-describing-crypto-storage-method