Yeah, it was a pretty cool idea. I tried to get my wife to join them after we got married, but by then they were so established the buy-in for her would have been much to expensive. Especially where we were at financially back then. The good news is, my wife was already doing some investments on her own, together with mine, and then the ones we created jointly after we got married. I think a lot of kids understand the importance of it, they just don't feel the urgency of it.