I've never looked to much into bonds, but I think I need to at some point. That is good advice though. I saw you posted that strategy somewhere else. Maybe on Facebook. It makes a lot of sense. There are so many communities here. It's great for the platform, but so hard to keep track of. I've started to learn to just take a breath before I reply to emails. I'm hoping this new outlook to focus on the things I can change is going to give me a lot less stress and frustration this year. It's almost like the serenity prayer I guess :)