I handle crypto the same way I handle stocks: I buy a set amount each month and mostly ignore the fluctuations. I only invest what I can afford to lose. However, I do keep a closer eye on my crypto investments because my exposure isn't as diversified as with my stock portfolio.

Ultimately, I don’t want to sit around stressing about it. If I end up with enough for retirement and things go south, I'll have bigger concerns than just money.