I’ve been reading some stuff from Prof. Kim Young-ik about the current AI bubble, and honestly, it’s giving me a lot to think about.
It feels like we're in this crazy over-leveraged phase right now. So many young folks are borrowing money just to dump into AI stocks. But what really scares me is the US private equity side of things. Since they don't get regular audits like traditional banks do, nobody really knows how much toxic debt is hiding in there. Plus, the whole circular investment thing with Nvidia and data centers acting as collateral just screams "bubble" to me.
I know Jensen Huang keeps hyping up physical AI and robots in every home, but let's be real—are people really going to buy robots like they buy smartphones? Probably not anytime soon. A lot of these tech companies are burning through cash without generating real productivity gains yet. For those of us just trying to build a solid retirement, chasing these trends is super risky. I honestly believe sticking to S&P 500 and Nasdaq ETFs is the only sane way to survive this without going bankrupt.
I’ve been digging around for practical ways to manage this mess, and I want to share some resources I found.
If you want to run the numbers and see how much you need to save, this tool is perfect for calculating your investment growth.
For those following blockchain developments, this breaks down the clarity act and how it impacts the Hive ecosystem.
I also found a quick guide that explains how to fix STRL issues if you're dealing with them.
You really need to understand these global economic trends and asset allocation strategies to safely protect your retirement funds.
If you want to diversify internationally, this guide shows you exactly how to buy Korean stock ETFs on IBKR.
This strategy is amazing because it shows how to limit your max draw-down (MDD) to under 15% for a stress-free retirement portfolio.
And if the bubble does pop, this backtest result proves exactly how to rebalance during a market crash to save your portfolio.
Stay safe out there and don't let the FOMO get to you!
