Zuflo aims to be a trading & financing platform for the industry 4.0 era using technologies like Blockchain & Artificial Intelligence to reduce the number of counterparties, thus lowering the cost of services and for the end consumer along with state of an art new trading & banking features. Zuflo will allow platform users to improve efficiency, error reduction, time savings, and straight-through processing without any intermediaries, and with AI (Artificial Intelligence) Management tools.
In addition Zuflo will enable/empower more control and more transparency of dealing banking and trading operations.
Most of the ICOs look very complicated to understand as they are brining innovative solutions with advanced technological ecosystem. The objective of this white paper is simplify the usage & implications of Zuflo. This white paper sketches the core constituents encompassing Zuflo, how they interact, and points how the network can be secure and efficient providing multiple passive income streams.
Access to Lending
On-boarding the missing population to the benefits of the global financial system is key in order to provide a sustainable solution for their future economic outlook. Our blockchain based platform allows for easier auditability and more operational efficiencies that ultimately translate to a lower cost of lending than traditional service providers using centralized databases are able to offer.
Lending Identity
Zuflo.io would empower applicant with blockchain-based digital identities which will allow borrowers to build their own economic histories and credit profiles, even if they are invisible to the legacy banking system. So unique advantage in this setting is the ability to use existing affinity networks to help build and verify borrower identities. We're not just providing financial services, we're providing an identity that is linked to everything that a person is doing and would act as “economic passport” for them.
Powered with Ethereum Smart Contract Technology
The critical feature of Ethereums’s smart contract technology based platform means that it will be possible for one to check the health status of the issued loans. At the same time, the privacy of users’ crucial data will be maintained. Having the borrowers’ loan portfolios on a hack-proof ledger could serve the purpose for a transparent credit scoring system.
Transparency for Regulation
Initially Zuflo.io would publish the whole history of issued loans, including currently active, paid-up and defaulted loans on the Ethereum blockchain. In next phase Zuflo.io intends to publish the whole history of currently active loan’s performance and transactions in blockchain. This will make Zuflo.io fully transparent to the government agencies, borrowers community, partners, current shareholders and potential investors. Our transparency policy will help the borrowers, funds, current and potential investors in many ways, including predictability and accountability of the investments. Furthermore, to protect the lending investment & lender’s interest, all loans will be insured.
Platform for Conventional & Blockchain Assets
Beside option of conventional assets Zuflo.io also enables the members of the its lending platform to leverage the value of certain digital assets, thereby giving them access to cash, offsetting tax events, avoiding exchange fees and maintaining their long position in the asset they hold. Zuflo.io is a lending platform designed keeping in mind of blockchain assets. Unlike traditional forms of collateral, such as real estate and automobiles, blockchain assets are divisible, fungible, and in many cases instantly transferrable. We seek to enable a new way of monetizing an ever-expanding universe of blockchain assets.
Deposits & Investments
Zuflo.io will provide conventional banking’s feature of depositing digital assets to allow its clients to get mark ups on their holdings or to borrow at a preferable rate. Investments will comprise of low-cost venture items, for example, Exchange Traded Funds (ETFs), Crypto-funds (a portfolio of various cryptocurrencies and crypto tokens), progressive ICOs, as well as advisory solutions for wealth management. In next phase, Zuflo.io will offer investment banking services including financing corporate strategies of our business clients.
Easing Entry to Crypto Trade
Crypto trade rapidly growing market where investors are seeking for an exceptional opportunity of growth. However, so many users consider it is too complicated to enter in crypto trade and feel burden for themselves. Number of exchanges in the space extends trade facilities among cryptocurrencies but most of them are limited to specific geographic regions. To overcome the geographical barrier and fiat currency to cryptocurrency trading, Zuflo.io is a new platform which is meeting the present market needs. Crypto markets are borderless, open 24/7, subject to marginal regulatory mechanism, and propound huge potentials for growth. Due to these features, crypto markets are an incredible, new opportunity for investors over traditional markets. Zuflo.io’s objective is to reduce the barriers of entry to crypto investment markets by providing tools and services that make interacting, handling and trading crypto assets approachable to everyone.
Trade-on-the-Go Functionality
With Zuflo.io we are committed to create a whole new user experience with mobile app for trading along with state on an art desktop platform.
Integration of Fiat & Cryptocurrency Exchange
Both crypto & FITA exchange markets continue to evolve. It now requires a single platform that will allow high liquidity for a variety of crypto & Fiat assets as well as efficiently provide an interoperable trading environment - saving on time and compounding fees from multi-step trades. Zuflo.io is offering a unique platform to a large number of active cryptocurrency trading community where they can exchange between fiat currencies and top ranking cryptocurrencies with P2P system. Allowing secure and safe transactions among several Fiat & cryptocurrencies with low trading rates allows us to make unique choice among cryptocurrency trading community.
Disintermediation
Our key function of creating a decentralized cryptocurrencies exchange is that no third party would hold cryptocurrencies and digital assets. They are directly transferred from one owner to another in a P2P (Peer to Peer) model. The key function of a decentralized cryptocurrencies exchange is cryptocurrencies and assets are not held by any third party. They are directly transferred from one owner to another in a P2P model. Zuflo.io decentralized exchange is operated through two components. The first one is a multi-cryptocurrencies open source wallet. All keys are created locally on user’s device and never sent to any server. Users control their private keys, can send and receive funds, export wallet, and encrypt the wallet with a password or seed phrase. Developers can develop and add new assets through an open plugins system keeping the wallet lightweight.
Secure & Safe Wallet
Our customers would have the safety of their cryptocurrency and fiat currency with unique encryption technology as we are going to make our platform highly sophisticated in terms of security.
Contemporary Trading Features
Our core aim is our customer’s satisfaction and removing out all the disadvantages of the existing exchanges globally. Zuflo.io is rolling out the trading platform in the following order:
Few differentiators of Zuflo.io for our investors and token holders:
Process Flow for Lending on Zuflo.io
FX/Crypto Exchange Process Flow
Allocation of crowdsale fund
Author
Bitcointalk: https://bitcointalk.org/index.php?action=profile;u=1330327
My ETH: 0xC3AF64F15C4a5D6772C320B2D523b889878ba145
