Published via Ecency

Namaskar / Hello to all hive users, who will reach this post. I hope you are doing great and having fun in your life and enjoying it with your loved ones.

The loan is like a big burden for the middle-class family 🙃 and it is really a necessary part of everyone's life here. If you don't have a stable income we do have a take a loan from person to person based upon the amount and the need. Even if you do have a stable job it doesn't matter how much you earn in the end it seems to be not enough. And that is the reality of life and most of us are very well aware of that. Maybe we haven't reached the correct way to earn or spend our money most of us are used to spending the money we do earn on expensive products most of the time to show off and sometimes to compare with others. what do you do? do you spend money or invest it? 😉

If you dont have enough money to earn bread for your family for the entire month then we do have to take a loan from a known source at the workplace and sometimes from relatives for sure. I do think workplace friends are really easy to approach for sure.
Those who are single and those who don't smoke or drink and they don't even have a girlfriend 😇 [like me]. yes, seriously I do give loans to my fellow friends for a short period of time, and yes without any interest and panelty. Sometimes I do think I should take some just kidding. we should help those who really need money for emergency uses not those who are begging for drinks. (my personal opinion 🙃)

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You know what I do give loans to others and last month I have taken a small loan from one of my fellow friends and guess what he is not married too but he has girlfriends 😄.

Most middle-class family members spend their entire lifetime paying the interest and loan amount. I do feel sad that we do earn money by the hard work for the entire month and have to pay interest from that that is really the sad part that I do think. Banks are ready to give us loans by showing us many schemes and do tell the half-truth about that half but we do know after the loan will start. 😌

The banks don't increase interest rates on the saving, RD, FD, and Mutual funds but do increase the rate of the loans from time to time and do make us look like a fool 🙂. Maybe the 0.1% looks like a small amount to us but slowly it di make a big difference and imagine how much banks do earn from the 0.1%.

Thanks to credit cards and EMI they do make things easier for us but not all the time. There are always hidden charges included on each thing we do use. we do know about that when we have to pay the bills. Did you get a call from the credit card companies?
Or from banks who do offer you loans? what do you think about how they do know about your financial conditions even though you don't have an account in their bank?

What do you think about the loan system do you think this is good?

Thanks a lot for staying till the end 😃🙏, let me know what you think.

Never forget one thing you should be grateful for because what you have someone has a dream of that. So learn to be grateful. Be Thankful. 🙏😀

Thanks a lot for being here, let me know what you think.

If you are new to the splinterlands game then feel free to join my referral 😁
My splinterlands referral
few posts from my past that might be helpful for you.

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