New York City Banks seem to be above the law… It’s because they are. They are international banks because New York City has been taken over by the United Nations. New York City is the fourth Sovereign City-State next to the Vatican City, the City of London, and the City of Washington, District of Columbia.
New York City Banks operate in International United Nations jurisdiction. They comply with US banking codes but are not subject to US Codes due to the International Nature of New York City.
The United States only has the power to fine the international banks despite clear and obvious banking crimes and fraud. The United Nations protects its City banks. Fines are flipped by banks from liabilities to assets and the debt-money to pay the fines are created from thin air. Fines have no effect on the banks.
The banks wait 3 days to cash checks for it to become dishonored so the banks can refinance the check with new debt-money created from thin air. Each check is literally new debt-money for banks.
The New York Federal Reserve is also international in nature and explains its broader banking powers. New York City Banks appear to allow infinite rehypothecation as well, which is to say, the reserve ratio is 0 where banks create debt-money without any reserves what-so-ever.
Did you know that Birth Certificates are Bank Notes that are publicly traded on Wall Street? Check out California Vital Records calling Birth Certificates Bank Notes.
e1 - CA Vital Records calls Birth Certificates "Bank Notes" in Audio Recording- June 2017
Birth Certificate Bank Notes end up in New York City’s Depository Trust and Clearing Corporation at 55 water street.
More details are here:
e4 - United Nations: The Fourth Sovereign City State of New York City
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