My plan for the end of this year is to accumulate 10K HBD. That plan just took a small hit because I had to touch my savings.
I'd have normally preferred not to but sometimes, you have to do what you have to do. It was an emergency of sorts because the reason I need the funds is 100% a necessity.
Last year I did a mega internet plan that was supposed to last for a year but it finished faster than we anticipated. However, I must say that we absolutely enjoyed ourselves while using it.
Well, the fun is over and now we have to sort it out again. I thought about different ways of paying for it and had even put a few Splinterlands monsters on the market realising I had savings.
It was kind of crazy that I completely forgot that I had over 2.3K in savings but that's what happened. Hopefully, I'll be able to grow my savings to 100K in the future and then forget about it again.
So, I've pulled out a couple of hundred dollars from savings to sort out my necessities. This pushes me back but as we say in pidgin English, "na who dey alive dey save"(If you're dead, you can't save).
I recently went on a staking spree across all my accounts to grow my passive income earning. I figured that since I'm spending from my savings, I might as well increase my earnings.
For a while, I've had some tokens staked that haven't been quite active. So thanks to some information from 
At the time of writing, I had idle Vyb, Ctp, and Oneup tokens that weren't delegated to any of my hive-engine alts. I also won't be able to curate regularly on them because I'm already extended on a number of other platforms that I currently curate on.
I decided to delegate these tokens to 
I haven't checked their curation proficiency but whatever it is is higher than the zero percent APR that I've been getting from my curation activities. This will then free up time for me to earn from the Leo, Sports, Cine, Splintertalk, and Proof of brain that I currently curate on.
Curating on Hive top layer alone is a full-time job that requires time and dedication. The second layer tokens offer a more complex but rewarding way to earn from curation.
My hope is that in the future, I'll be able to cover my monthly bills through curating alone. That will still be some way down the line, so for now, all I can really do is keep on staking as much as I can and growing my account while balancing out with our life requirements. Not much else I can do at this point.
