No it does not, that is why people need to find their own balance, just like in saving for retirement and not living for or providing for today. I do not look forward to ever living in a retirement type home, or spending the rest of my days bed-ridden in one, and or limited by what they allow me to do. I want to make my own choices, just as I have in the rest of my life, right or wrong, they are my choices to make.