OTPay - Future platform with cryptographic currency for fast vendor payments

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= Information about OTPPAY =

OTPPAY is the most preferred way in the world to buy and sell cryptocurrency or digital assets based on artificial intelligence and automatic learning engines.

OTPPAY is "Omni Token Platform for Payments", Wallet is made possible by blockchain (purchase, sale, exchange and payment). OTPay becomes the largest platform in the world where all major cryptographic resources can be bought, exchanged or even paid to low-cost traders, directly or on a deposit basis.

OTPPAY is a unique payment platform that paves the way to use their preferred cryptographic currency to make payments to sellers quickly. In fact, someone can change their main payment option directly from cryptographic currencies in OTPPAY tokens, to protect them from fluctuating changes in the encrypted foreign exchange market.

Users can immediately purchase and sell cryptocurrencies with a minimalist approach. Every time a customer sends a request for the above services, the Otppay project correspond directly to a specific request with a new request on our platform and them in such a way that the enhanced services will be met without any physical transition from the resource. This allows us to charge relatively low costs in a negligible amount of time. If the source does not match, the system retrieves the Otppay buffer buffer (cryptocurrency / fiat currency) result and satisfies the order just in time.

= Buy and sell =

The Otppay project offers the best of the class, the user registration process, where the customer is directly verified by eKYC and the user can immediately start trading. The buying and selling function of Otppay has an automatic trading function, so that once a user assigns a predetermined value, he can lean back and relax when the Otppay app does the rest. All details of the transaction are recorded and are available in the Otppay mobile app.

= Exchange:

The Otppay project offers an opportunity to exchange encrypted / fiat flexible within the mobile wallet, where you can direct directly to the main method of payment or exchange of Crypto encryption, encryption, encryption and fiat fiat fiat directly, you can enjoy the benefits of the cryptocurrency market goes up or down shield mode when the value of the property falls. The architecture is solid and built with a combination of traditional security standards (PCI-DSS) and cryptocurrencies. With a simple or simple user with broadband, and ensure that our Exchange Otppay differs from all other cryptographic foreign exchange market.

= Send Accept:

With the simple use of the Otppay mobile application, you can easily move coins from one wallet address to another. Otppay is working on the "SIMPLY SWAP" model. The mobile OTPPAY application intends to charge a minimum transaction cost to the major cryptographic actors on the market. da also offers an analysis of the price of art with interactive images, so you can analyze the trend of values before you make a transfer ...

Chatbots Otppay gives you instant updates or instant messages with every transaction. And offers a variety of methods for sending and receiving payments from the address book, scanning the QR code or just tapping NFC. Using the currency redirection option, you can select a preferred currency or set it as the primary currency so that all credits are automatically converted into certain currencies currency / fiat currency.

OTPay payment card: Otppay's main goal is to replace or bridge the existing traditional banking system with Otppay Crypto Bank with Blockchain-based payments, transfers, currency exchange and loan options. To achieve the goal and provide advanced liquidity solutions to customers, by offering innovative mobile applications together with contactless payment cards that can be used worldwide. Our intelligent AI & ML engine automatically processes conversion and exchange requests on time. Consider whether you are traveling from the United Kingdom to the United States and if you withdraw money from an ATM, our supported mobile GPS app instructs the Otppay server to change the crypto required value to fiat or fiat in order to meet the request and give the card the requested recording amount. So eliminates the time and money spent on Forex transactions. Otppay offers unrivaled 'no upper / lower' restrictions on transaction volume on cryptographic and fiat options, redemption options and loyalty points for card users.

The upper and lower limits are set automatically according to the retention period of the user token, the retention time is directly proportional to the recording / spending limit.

= Predictive crypto-analysis and negative database:

Our 24-hour 7-day 7-day fraud monitoring system with open audit facilitation provides more security and transparency. A perfectly structured data analysis engine analyzes every transaction on the platform of IP monitoring; device fingerprint, payment rate and various other limit controllers to prevent unfavorable things

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= Crypto Credit Rating (CCR):

OTPPAY launches the Crypto Credit Rating service where vendors and users are profiled and the CCR scores are updated. The CCR score is calculated taking into account many preconditions and geographical input, so that the CCR score is accurate.

OTPPAY uses end-to-end protocols for identity verification, risk assessment and full credit assessments for Blockchain. The approval of the identity is processed by eKYC. With OTPPAY, the privacy of customers is central. Each time a third party or institution receives a CCR score and a system that immediately sends a warning message, access is granted to the assessor as soon as a particular user has approved the application. The data is at the end the end of the encryption, giving the user more security.

= OTPPAY loan:

"Instant cryptographic loan solutions OTPPAY powered blockchain"

Through the OTPPAY Lending option, traders can sell 2 to 5 times the monthly amount as short-term credit. The maximum limit is calculated on the basis of the sales performance of the trader and the CCR score and the discount system. Users of the OTPPAY portfolio can also use the OTPPAY Lend Gift service to purchase products and services from traders registered on the OTPPAY platform. All loan contracts are controlled with smart contracts. Traders and customers, all active in the OTPPAY platform, can benefit from the advantages of the OTPPAY loan without geographical restrictions.

The goal of OTPPAY is to offer a complete cryptographic solution under one roof with a higher level of transparency and higher security standards.

= Progress of the timetable and OTTPAY =

= Il team OTPPAY =

= Advisor =

= Click directly on the link below for more information:
Website: https://otppay.io/#

Whitepaper: https://otppay.io/Assets/otppay-whitepaper/OTPPAY_White_paper_v1.1.pdf

Twitter: https: // twitter. com / otppay

Facebook: https://www.facebook.com/Otppay/

Telegram: https://bitcointalk.org/index.php?topic=2874336.0

Discussion ANN: https://bitcointalk.org/index.php?topic = 2874336.0

LinkedIn: https://www.linkedin.com/company/otppay/

YouTube: https://www.youtube.com/channel/UCxsEB7olWuJzEzf5Vy_GJCA