Swift is about to take the sail out of the wind of Ripple (XRP) coin. Swift launches its own Proof of Concept (PoC) Blockchain which is set to be an effective rival to XRP.
https://www.swift.com/news-events/press-releases/22-additional-global-banks-join-the-swift-gpi-blockchain-proof-of-concept
Considering that Swift is the incumbent and dominant player within the banking sector, it is easy to see why its foray into Blockchain in rivalry to Ripple will be a death blow to Ripple (XRP) coin. Maybe this explains why XRP has been on a downward swing for a while now after hitting an all-time high of $0.41 earlier in the year.