One major instrument of transformation is known as money, it has a very forceful and strong capacity.
When money is present in a man's life, change becomes a constant factor.
Money has the power to change things, when a man begins to get or see money, weather he likes it or not he begins to change in some things, such as clothing, food and other vital necessities of life.
Speaking of money, even the spirit, body and the soul of a man gets affected.
When a man does not have money, some things are things that he cannot escape, which are; limitations, suffering, sickness, lack fear, bitterness, hunger, hard labor, and so many other bad happenings could befall a poor man.
The lack of money is poverty and poverty can even result to death.
Some people are so poor that they do not even have the money to eat, and this implies that death is knocking on their door.
Poverty is when someone goes through an hard labor all through the day and he even hardly makes enough to even feed himself or herself.
Poverty leads a man into frustration, it makes him feel useless.
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The presence of money commands respect into a man's life, it makes someone to be able to do whatsoever he or she wants to do at ease or convenience.
Money is a very important and is something that cannot be set aside or undervalued.
Thank you, this is from @anyagladys.